Hip pocket
Opinion
Opinion
It’s ‘good’ debt, but should you pay your HECS off early?
Australia’s student loan system is a relatively fair scheme, but rising inflation means balances are booming. It’s time to study your options.
- by Dominic Powell
Latest
Opinion
Opinion
So you’ve got an offset account, but are you using it wisely?
Homeowners are squirrelling away billions in offset accounts, but many aren’t using them to their full potential and are missing out on significant home loan savings.
- by Dominic Powell
Opinion
Opinion
Share tactics: How to take a punt on investing and avoid backing a dud
Investing is increasingly popular, with more than 10 million Australians owning shares outside of super. But no one wants to back a loser.
- by Dominic Powell
Opinion
Opinion
Pets are pricey, let’s not pussyfoot around
Cats, dogs and other furry friends give endless love, but they don’t come cheap. Commit with care.
- by Dominic Powell
Opinion
Opinion
The overlooked tool that can guarantee your retirement income
Retirees are often wary of annuities, also known as a lifetime or fixed-term pension. Here’s what you need to know.
- by Dominic Powell
Opinion
Opinion
Should you DIY super? There are risks and rewards
Self-managed super funds allow you to pick exactly how your superannuation is invested – but they’re also a lot of work.
- by Dominic Powell
Opinion
Opinion
These schemes could help you buy a house, but caveat emptor
Shared equity schemes allow home buyers to purchase with much smaller deposits, but come with restrictions and conditions.
- by Dominic Powell
Opinion
Opinion
Want to pay less tax? This sacrifice could be worth making
Salary sacrificing is a concept that is still relatively poorly understood, meaning many could be missing out on potential tax benefits.
- by Dominic Powell
Opinion
Opinion
When it comes to this insurance, it’s time for a healthy debate
More than half of us have private health insurance, but it’s not cheap. So, do you really need it? Here are a few things to consider.
- by Dominic Powell
Opinion
Opinion
Let’s talk money, honey: How to have tricky finance chats
Navigating the financial side of a relationship can be daunting and awkward. Here are some tips for having those hard conversations with your partner.
- by Dominic Powell
Opinion
Opinion
Fakes, frauds and swindlers: How to spot a scammer and save your cash
From sophisticated investment and business-targeted scams to false billing and phishing attempts, scammers know no bounds. Here’s how you can avoid getting duped.
- by Dominic Powell