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Cash is dead. Why are we still pretending it isn’t?
Opinion
Cash

Cash is dead. Why are we still pretending it isn’t?

Cash will be gone in just seven years time, but many of us are still trying to hold on to the past. It’s time we move forward and embrace it.

  • by Bec Wilson

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Critics warn changes to buy now, pay later don’t go far enough
Analysis
BNPL

Critics warn changes to buy now, pay later don’t go far enough

Until now, these wildly popular facilities like Afterpay and Zip have slipped through the cracks of the National Credit Code. But that is soon to change.

  • by Nicole Pedersen-McKinnon
It’s ‘good’ debt, but should you pay your HECS off early?
Opinion
Hip pocket

It’s ‘good’ debt, but should you pay your HECS off early?

Australia’s student loan system is a relatively fair scheme, but rising inflation means balances are booming. It’s time to study your options.

  • by Dominic Powell
So you’ve got an offset account, but are you using it wisely?
Opinion
Hip pocket

So you’ve got an offset account, but are you using it wisely?

Homeowners are squirrelling away billions in offset accounts, but many aren’t using them to their full potential and are missing out on significant home loan savings.

  • by Dominic Powell
Want to stretch money like a solo parent? Here are our 11 best hacks
Opinion
Spending

Want to stretch money like a solo parent? Here are our 11 best hacks

You are welcome to debate me, but I believe no one stretches money like a solo parent. Here’s the best tips I’ve heard.

  • by Nicole Pedersen-McKinnon
Share tactics: How to take a punt on investing and avoid backing a dud
Opinion
Hip pocket

Share tactics: How to take a punt on investing and avoid backing a dud

Investing is increasingly popular, with more than 10 million Australians owning shares outside of super. But no one wants to back a loser.

  • by Dominic Powell
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Pets are pricey, let’s not pussyfoot around
Opinion
Hip pocket

Pets are pricey, let’s not pussyfoot around

Cats, dogs and other furry friends give endless love, but they don’t come cheap. Commit with care.

  • by Dominic Powell
How to game Qantas’ new frequent flyer program

How to game Qantas’ new frequent flyer program

The airline’s new frequent flyer scheme is now open for business, so here’s how to make the most of the system.

  • by Nicole Pedersen-McKinnon
The overlooked tool that can guarantee your retirement income
Opinion
Hip pocket

The overlooked tool that can guarantee your retirement income

Retirees are often wary of annuities, also known as a lifetime or fixed-term pension. Here’s what you need to know.

  • by Dominic Powell
Australia has more billionaires than ever. That’s nothing to celebrate

Australia has more billionaires than ever. That’s nothing to celebrate

Marking a new high of ultra-wealthy individuals is one record we shouldn’t be cheering about.

  • by Victoria Devine
Should you DIY super? There are risks and rewards
Opinion
Hip pocket

Should you DIY super? There are risks and rewards

Self-managed super funds allow you to pick exactly how your superannuation is invested – but they’re also a lot of work.

  • by Dominic Powell